Medicare Supplement Insurance Plan F* is the most comprehensive plan offered by Blue Cross and Blue Shield of Illinois. Medicare supplement Plan F is one of the most popular choices among seniors simply because it offers the most protection of all the standardized plans offered in the state. With this plan, you can count on coverage for deductibles, copays, coinsurance, and additional benefits Original Medicare does not provide.
Medicare Supplement Plan F and High Deductible Plan F are only available to those individuals who turned 65 before January 1, 2020.
Coverage
Medicare has been helping seniors like you get dependable health care for generations. But it wasn’t designed to pay for everything. Out-of-pocket expenses can be high, even with Medicare benefits. Plan F takes the uncertainty out of getting quality medical care, giving deserving seniors the confidence and peace of mind they need. A plan like Blue Cross and Blue Shield Medicare Supplement Plan F offers Medicare recipients complete coverage including Part A hospital deductible and coinsurance, the cost for 365 days of hospital care after Medicare coverage ends, Part B deductible, and any Part B excess charges Medicare will not pay. It also provides supplemental Medicare coverage for hospitalization (Part A), medical services (Part B), skilled nursing facility care, hospice care, and home health care-approved services. That means Medicare Supplement Insurance Plan F pays the 20 percent remaining costs for you to receive semi-private room and board, general nursing and miscellaneous services and supplies as well as outpatient medical services, supplies and treatment, physician services, physical and speech therapy, diagnostic tests and durable medical equipment. In addition, your coinsurance for days 21-100 of skilled nursing care is covered, as are the first three pints of blood 100 percent, and 80 percent of any foreign emergency care you need up to $50,000 during your lifetime.
Cost
Wondering about Medicare supplement Plan F rates? With Medicare Supplement Insurance Plan F, you will pay a monthly premium, hospitalization costs beyond the additional 365 days after the Lifetime Reserve are used, costs after 101 days in a skilled nursing facility, $250 per calendar year for foreign care, and 20 percent of costs within the first $50,000. However, if you agree to use a Medicare SELECT participating hospital for non-emergency elective admissions, you can save on your premiums. Blue Cross and Blue Shield of Illinois will never terminate or refuse to renew your policy because of the condition of your health.
Benefits Summary
Part A deductible and coinsurance
365 extra days of hospital care after Medicare benefits end
Part B deductible, coinsurance, and 100 percent of excess charges
Skilled nursing facility copayment, hospice care, and home healthcare-approved services
100 percent coverage for the first three pints of blood
After a $250 cost, 80 percent foreign travel emergency care (up to $50,000 lifetime)
